Cultivate Counseling and Wellness is contracted with all major insurance companies including UBH/Medica, Preferred One/Aetna, UCare, BCBS, and Health Partners/Cigna. As always, it is beneficial to check with your insurance company about your specific coverage as their may be individual variations.
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If you choose not to use insurance, we also offer services on a private pay basis.


We always encourage clients to check their own insurance benefits to fully understand their coverage and any limitations they may have. We have put together the following guide to help facilitate a conversation with your health insurance provider. Follow this link to access the guide.
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Cultivate does not verify benefits on behalf of clients, and clients are responsible for understanding their own coverage.